Help to Buy

Help to buy equity loan Church Hill Place

Church Hill Place

Church Hill Place will comprise of an exclusive collection of 38 premium two, three and four bedroom homes. Named after the charming Parish Church in Coleshill, one of the tallest spires in Warwickshire, Church Hill Place is ideally located just a few minutes’ walk from Coleshill’s bustling High Street. A range of detached, semi-detached and terrace houses will be available, as well as townhouses, which will all be traditional and timeless in design, reflecting the Georgian architecture of the surrounding area.

15-minute mortgage finder set to prove popular with first time buyers

Hoppy mortgage finder can help families find a new home

Hoppy, the UK’s leading home management website, has announced its partnership with Mojo Mortgages, offering its customers a personal mortgage recommendation in only 15 minutes.

The first offering of its kind in the UK, Hoppy customer’s will have direct access to a fully-featured mortgage solution that provides a 24 hour, seven days a week service which gives the best possible deal without having to have a face to face appointment.

The addition of the mortgage service will further build on the Hoppy mission to help consumers take the hassle out of running their home. While the average UK broker free is £400, Mojo is a fee free online mortgage broker, which covers the whole market to offer over 20,000 mortgage deals with over 90 lenders.

Help to Buy homes developed by Plan C

Plac C - Brownlow Road Help to Buy property

Plan C is a family-run building and design company based in Muswell Hill, North London. At the helm are twin brothers – Pierre and Christian Carboni – who decided to sign up their latest development of three new builds in Bounds Green London N11 to the Equity Loan Scheme under the Help to Buy umbrella.  

The London scheme reflects the current local property prices and offers 20% - 40% for buyers in all boroughs. You can put down as little as 5% deposit on a newly built home and then get a Government Equity Loan for up to 40% of the purchase price. In addition, you are not charged loan fees on the 40% loan for the first five years of owning your home. 

Help To Buy Queenshurst

Help To Buy Queenshurst

Help to Buy is available at Queenshurst in Kingston upon Thames, enabling more buyers to be part of this fantastic scheme. Potential buyers are invited to attend a Help to Buy event at the on-site Sales and Marketing Suite on Saturday 26th January to find out more about the development and the homes available, and to take a look at the stylish two-bedroom show home. 

Located just a five minutes’ walk from Kingston train station and the lively market town centre, this stylish collection of apartments brings together contemporary design and easy connections to the capital. All homes have a decked balcony or private terrace and provide the high-quality specification for which Berkeley is renowned. 

We always wanted to move to Rutherford Fields so made sure we were first through the door  

Couple at Rutherford Fields

January 2019: Melissa (25) and George (26) have lived local to Leighton Buzzard all their lives and were keen to stay in the area to be close to friends, family and work. After living with their parents, they decided to rent together in Hockliffe but were keen to get on the property ladder and had their hearts set on one place.  

Melissa comments, “Having lived around Leighton Buzzard all our lives, we know the area really well. We had heard that some new homes were going to be built on the former RAF Stanbridge base and started to do our research.  We couldn’t believe it when we discovered that the new homes would be in our price range so we were determined to get there first and find out more”.  

Plan C

Plan C

Plan C is a family run building and design company based in Muswell Hill, North London.

At the helm are twin brothers – Pierre and Christian Carboni – who decided to sign up their latest development of three new builds in Bounds Green London N11 to the Equity Loan Scheme under the Help to Buy umbrella.  

Click on the link to experience a walk-through inside one of the properties: 

https://my.matterport.com/show/?m=oKTnWyQRDRK

Help to Buy enables first time buyer to get a larger property 

Lauren in her help to buy new home

A recent report has revealed that more than 420,000[1]people in Britain have been helped onto the housing ladder with the Government’s Help to Buy scheme. This is just the case for one first time buyer, who has moved into her first home, a three bedroom semi-detached home at Deanfield Meadow in Ducklington, Nr Witney, using Help to Buy. 

Lauren Davies, 29, grew up in Witney and moved to Bermuda for two years when she was 23. Upon returning, she rented in London for two years before moving into her boyfriend’s property. When the relationship finished she decided she wanted to move back to the Witney area to live closer to her friends and family. 

Help to Buy enabled us to buy our dream home 

Help to Buy helped Jo and James buy their new home

Married couple, Jo and James Druce-Harding (both aged 27) have realised their dream of owning their ‘forever’ home at Deanfield Meadow in Ducklington, Oxfordshire, thanks to the Government’s Help to Buy scheme. 

Jo and James had been living in a three bedroom property in Witney for two years and really liked the area but after getting a dog, they decided they needed a house with a bigger garden and more space. They started to look around Witney at various properties and found a home they liked, but were unable to go ahead as their property hadn’t sold. 

Help to Buy explained by mortgage experts Rhodes Advisory

Rhodes Advisory founder Lee Rhodes

Lee Rhodes is a mortgage and insurance advisor and the founder of Rhodes Advisory. With over 13 years of experience in financial services, he has this year helped clients raise over £7m in mortgages. Here, he has some advice about Help to Buy for first time buyers…

Getting on the property ladder isn’t easy these days, especially for first time buyers with fairly small deposits or those who do not have any or much equity built up in property that can be used as a deposit for an onward purchase. The good news is that the UK government are keen on stimulating the housing market and want to help people get that foot onto or up the ladder.

Thousands Use Help To Buy In Bedfordshire To Buy New Homes

Bedfordshire Help To Buy New Homes

A government initiative is helping thousands of families in Bedfordshire to get on to the housing ladder. New figures released by the Homes and Communities Agency (HCA) reveal that a total of 4,707 homebuyers in the county used the Help to Buy scheme since it was launched five years ago.

Within the county, the districts which made the best use of the scheme were Bedford (2,000) and Central Bedfordshire (2,419). 

Help to buy explained for Warwickshire homebuyers at Christmas events

A typical David Wilson Homes bedroom in a help to buy property at The Long Shoot in Nuneaton

Leading Warwickshire developer David Wilson Homes East Midlands is hosting exclusive Help to Buy events this weekend (17thand 18thNovember) at its developments across the county to help homebuyers find out more about the scheme. 

The new home sites in Heathcote and Nuneaton will play host to the events from 10am until 5.30pm and Sales Advisers will be on-hand to advise property seekers on how the scheme could help them get on or move up the property ladder.

Selected homes at each development have offers available including Stamp Duty contributions, flooring and upgraded kitchen packages which could help buyers save thousands on their move.

How LPG is helping to build affordable housing 

Flogas laying LPG takes underground for affordable housing

With an ongoing governmental drive to significantly boost housing development and the precarious nature of Brexit delivering industrywide uncertainty regarding labour and costs, providing affordable housing in the UK is an issue that appears to be consistently debated and discussed. 

Positive initiatives and efficient processes are needed to help the sector deliver the number of homes that Brits can pay for — which is where LPG energy is proving an attractive asset. Here, we’ll explore how LPG is assisting in the provision of affordable housing for UK buyers and why it’s vital that the sector and government gets behind it if they want to hit targets and meet housing demands. 

'Government and the housing sector fall short on educating shared ownership buyers'

A typical shared ownership property for sale

A new YouGov survey, commissioned by housing association Aster Group, found that the government is falling short at educating people about shared ownership.

The study of more than 200 shared ownership homeowners in the UK discovered that only 14% had received information from the UK government website on the scheme.

Consequently, the report discovered a lack of awareness and understanding among respondents about how it works and the options available.

More than half (52%) didn’t know that they could move from their existing home into another shared ownership property. Only 10% had successfully grown their equity stakes and just over a quarter (27%) knew they could move into another shared ownership property – yet didn’t know the process for doing this. 

It's love at first sight for home buyers

Anna and Nathan, with their baby, went on many a house viewing  but fell in love at first sight with a Countryside home

With one in two UK homeowners partaking in just one house viewing before making an offer, home builder Countryside has teamed up with relationship expert, John Donlon, to uncover just what makes us lead with our hearts when it comes to buying a new home.

According to a recent survey by Countryside, it took just one house viewing for 53%* of homeowners before purchasing their home, describing the experience as ‘love at first sight’. An additional 25% stated that only a second house viewing was needed before making a final decision. 

Kingsbrook Development Proving Popular With A Range Of Homebuyers

Kingsbrook Development

The first village at Kingsbrook, Oakfield Village, follows garden village principles and homebuyers are encouraged to reserve their home quickly as Barratt Homes is now 90% sold and David Wilson Homes has sold 60% of its properties on the first village,

Glenn Copper, Sales Director at David Wilson Homes North Thames, said: “We are delighted to see so many Buckinghamshire house hunters already purchasing their dream home at Kingsbrook. This is a fantastic development and an amazing community is being formed between residents already.

“We have homes to suit the needs of a range of buyers, particularly large and growing families and with moving schemes such as Movemaker and Help to Buy available, it’s no wonder so many people are choosing to move home with us.”

Mortgages made easy with Help to Buy experts

Helen Pierson - The Mortgage Bureau

Getting a mortgage for the first time can be quite a daunting process – but not if you have the right advice and support. Here, Helen Pierson from The Mortgage Bureau answers some of the questions you might have about borrowing to buy your first home…

Is there a minimum income which you need to buy a home on Help to Buy?

There’s no minimum – you just need to make sure that what you earn gets you the mortgage you’ll need in order to buy. Generally this is 75% of the property value, so if the sale price is £150,000 you would need a mortgage of £112,500. Most lenders will calculate what you can borrow by multiplying your income by 4.5 – after deducting any loans and credit card balances.

Find The Solution At Centurion Place

Find The Solution At Centurion Place

Barratt Homes North Thames is offering a range of moving solutions at its Centurion Place development in Milton Keynes to help potential homebuyers move into their dream home.

Moving home can be a stressful time for many but with the variety of initiatives available, Barratt Homes can assist homebuyers with a smooth move. 

Glenn Copper, Sales Director at Barratt Homes North Thames, said, “As a five-star housebuilder, we want to make moving home as easy as possible for our customers. That is why we offer such a selection of moving solutions that will help ease the stress often associated with moving.

Couple prepare for new home in the country

Couple prepare for new home in the country

As the UK celebrates Rural Housing Week, a Staffordshire couple are preparing to move into their first home together with the help of the area's leading provider of affordable homes for rent and shared ownership.

Thanks to a partnership between Stafford and Rural Homes (SARH) and a leading house builder, Stacey Robinson and fiancé William O'Hara now have the keys to a brand new, one-bedroomed apartment in the village of Eccleshall.

Stacey, 24, has lived most of her life in the area but she says she was facing a move away from family and friends due to the increasing cost of housing in and around the village.

Step Forward Homes reports rising demand for affordable homes from veterans and 999 workers 

Step Forward Homes support shared ownership for NHS workers

The NHS pay rise that unions agreed earlier this year catapulted the issue of affordable housing for emergency workers into the spotlight once more. The rise of at least 6.5% over three years is unlikely to keep up with inflation, meaning that nurses, porters and paramedics will continue to face issues when it comes to affording property.

'Help to Buy focuses on helping families to secure their dream home'

House Crowd Frazer Fearnhead on Help to Buy

Frazer Fearnhead, CEO and co-founder of peer-to-peer lending property platform The House Crowd, talks to HomeFocus about Help to Buy…

What are the benefits of the Help to Buy market for buyers?

To buy a property, you need to have enough money saved to put down a deposit. The problem with this is that many people simply can’t afford the deposit outright. This is especially true for first-time homeowners who want to get a foot on the property ladder, but just don’t have the means. People moving to a new house also feel the pinch when trying to take a step up to a larger or more expensive property. Help to Buy increases affordability for both groups of buyers by setting the deposit at 5% – much lower than a typical mortgage option.

Local family get helping hand in move to Crest Nicholson’s Nightingale Fields

Local family get helping hand in move to Crest Nicholson’s Nightingale Fields

Amy and Ed Field had been saving for several years before finding their dream home at Crest Nicholson’s Nightingale Fields in Wokingham. Using the Government’s Help to Buy scheme, the couple and their children, aged nineteen, eleven and five, were able to move to a home which allows them to spend more time together as a family, while remaining in close proximity to the local schools.

Help to Buy makes the difference for first time buyers in Bristol

New Homes Week

As New Homes Week gets underway (May 14-18) latest government figures reveal that more than 2,700 homebuyers in the Bristol area have used Help to Buy to purchase their new home.

The figures reveal that 2,736 people in Bristol and North East Somerset, the City of Bristol and South Gloucestershire have used the scheme since it was launched in April 2013.

Help to Buy has been particularly vital to help first time buyers onto the property ladder with this sector accounting for 81 per cent of sales.

Andrea Pilgrim, sales director for five star housebuilder Barratt Homes, said the scheme has been a real game changer. 

Why you should take that first step onto the property ladder...

Mark Homer of Progressive Property on when to get on the property ladder

Mark Homer, co-founder of Progressive Property, explains why people thinking of stepping onto the property ladder should try to get there sooner rather than later…

Why is Help To Buy a good option for first-time buyers who want to get onto the property ladder?

Help To Buy is a great option for many first time buyers as it allows them to purchase a house or a flat, often new and with a warranty. The homes are usually complete with flooring and almost everything needed to move in (bar furniture) and you can get this in some cases with a 5% deposit. This usually means that first-time buyers need to save for much less time, therefore getting on the housing market earlier and allowing them to build equity.

Gen Z In The Market For New Build Homes

Gen Z In The Market For New Build Homes

Generation Z is putting homes above holidays with two thirds of renters under 24 already saving to secure their first home, according to a recent survey* by home builder Countryside.

Last month, Countryside surveyed the nation’s house hunters and found 92% of 18 to 24 year-olds want to use Help to Buy ahead of the 2021 deadline, with 66% already saving for a home deposit.

When asked who they intended on buying a property with, one third of Generation Z savers revealed that they hoped to one day secure a mortgage as a single buyer.

Help to Buy drives First Time Buyers to Northampton as developer reports over 70% of total purchasers

First Time Buyers

With Help to Buy already helping over 108,000 buyers onto the property ladder since its inception in 2013, towns and villages across the country are beginning to emerge as brand new first time buyer hotspots. Buckton Fields, a new development just 5 miles north of Northampton city centre, has proven a popular option for those in search of better value outside of the capital, with first time buyers representing 70 per cent of the total purchasers.